Type of deposit interest rate:
- Floating interest rate.
- Indexed interest rate – for TBCConcept only.
Fees
My Safe - with floating interest
- Account opening - 10 GEL*;
*Account opening via internet and mobile banking is free of charge.
Account opening is free of charge for Concept package holders at the branch an via internet/mobile banking
My Safe - with indexed interest rate
- Account opening - free of charge
Minimum initial deposit
- Not required.
Terms and conditions
- Deposit does not have terms;
- Interest accrues on the minimum amount available in the "My Safe" account from the 1st through the last day of the calendar month.
Operations
- You can deposit amounts on "My Safe" account in cash or by transfer;
- Cash withdrawal fee is set according to the tariffs effective at the bank.
Deposit in foreign currency:
- The deposit in the foreign currency puts the customer before significant risk.
- Currency rate fluctuationmight considerably reduce the interest expressed in GEL.
Pleaseconsider that:
Your deposit is insured under the Deposit InsuranceSystem in compliance with the Law of Georgia on Deposit InsuranceSystem.
If the Main Terms of the Agreement (as provided in this Preamble, including the interest rate) are revised, the customer will be notified thereof via SMS no later than 2 (two) months in advance, while price increase on other financial facilities will be communicated via SMS no later than 1 (one) month in advance.
The Client can make a complaint orally, in writing (fill out a standard Complaint Form or compose a letter of complaint on his/her own) and electronically.
Useful information for clients is available on the National Bank of Georgia's website - www.nbg.gov.ge/cp and through the hotline – +995 322 406406.
Deposit Protection Notice For UK Citizens
JSC TBC Bank is a joint-stock company incorporated in Georgia, with its registered office and principal place of business at 7 Marjanishvili St., 0102 Tbilisi. JSC TBC Bank has a share capital of GEL 20,617,387 and total reserves of GEL 1,299,140,813 as of December 31, 2017. TBC Bank is the trading name of JSC TBC Bank. JSC TBC Bank is authorised and regulated for its deposit taking business by the National Bank of Georgia. JSC TBC Bank is not, and is not required to be, authorised in the UK. Depending on your status as a consumer, eligible deposits at JSC TBC Bank may beprotected under the regulations of the National Bank of Georgia and the Law of Georgia on Deposit Insurance.
Deposits Insurance System
On 1 January 2018, the Bank joined the Deposit Insurance System created on the basis of the law of Georgia on the Deposit Insurance System. If an insured event occurs, funds available in the deposit/account of a deposit holder will be reimbursed by the Deposit Insurance Agency up to 30000 GEL, while the rest of the amount will be refunded according to the applicable law.For more information, please visit LEPL Deposit Insurance Agency's website www.diagency.ge.
